Not Sure Which Coin to Buy? Why MS63 & MS64 Morgans Are a Safe Bet

If you’re new to coin collecting or looking to strengthen your precious metals portfolio, chances are you’ve asked yourself: “Which coin should I buy?” With so many choices on the market, it’s easy to feel overwhelmed. But there’s one classic coin that consistently stands out for both new and experienced buyers—the Morgan Silver Dollar, especially those graded MS63 and MS64 Morgans.

At SpringHillCoinShop.com, we specialize in professionally graded Morgans, and we’re here to help you understand why MS63 and MS64 Morgan Silver Dollars are a smart, reliable choice for collectors and investors alike.

Why Morgan Silver Dollars?

Before we dive into the specific grades, let’s cover why the Morgan Dollar is so iconic in the first place.

Minted between 1878 and 1904 (and once more in 1921), the Morgan Silver Dollar features:

A bold design by George T. Morgan, showcasing Lady Liberty and a heraldic eagle
90% silver content (0.7734 troy ounces)
Rich historical value, representing the Old West, the Gilded Age, and the rise of American industry

Morgan Dollars aren’t just beautiful—they’re a direct connection to U.S. history. And because they contain real silver and have collector value, they offer dual appeal for both stackers and numismatists.

What Do MS63 and MS64 Mean?

“MS” stands for Mint State, which means the coin is uncirculated—it never entered public circulation. The numbers (63 and 64) refer to a coin’s condition on the Sheldon Grading Scale, which ranges from 1 to 70. Coins graded MS63 and MS64 are high-end examples that offer a fantastic mix of visual appeal, collectibility, and market value.

Here’s a quick breakdown:

MS63

Uncirculated with noticeable contact marks
Strong luster and above-average strike
Excellent choice for starter collectors and investors on a budget

MS64

Fewer marks and abrasions
Better eye appeal and sharper details
One step away from “Gem Uncirculated” quality—without the gem-level price

1. Affordable Entry into Graded Coins

Buying graded coins from trusted third-party grading services like PCGS and NGC helps you avoid counterfeits and gives you confidence in the coin’s authenticity and condition.

But graded coins can get expensive—especially at the MS65+ level. That’s where MS63 and MS64 Morgans shine.

MS63 Morgans offer great value at a price most collectors can afford
MS64 Morgans provide near-gem quality without a huge jump in price
Both grades are widely available, giving you plenty of choices by year and mintmark

These grades let you enjoy the prestige of owning high-grade coins without spending thousands.

2. Trusted Certification from PCGS & NGC

At SpringHillCoinShop.com, all our MS63 and MS64 Morgan Dollars are certified by PCGS or NGC, the most trusted names in the industry.

Each coin is:

Encased in a tamper-proof holder
Labeled with date, mintmark, and grade
Listed in an online verification database for added security

This certification gives you peace of mind, especially when buying online or planning to sell in the future. You’re not just buying a coin—you’re buying verified quality.

3. Strong Market Demand

Morgan Silver Dollars have never gone out of style. In fact, demand has increased over the last decade, especially for certified coins in attractive grades.

Why?

They appeal to both investors and collectors
They’re tangible assets backed by silver
Their historical significance makes them more desirable than generic bullion

MS63 and MS64 coins tend to have higher liquidity, meaning they’re easier to sell later on—often for a premium. So, even if you’re unsure about the coin market in general, these grades are a safe bet.

4. Impressive Eye Appeal

There’s no substitute for beauty—and MS63 and MS64 Morgans deliver on this front.

MS63 coins have a solid strike with attractive luster
MS64 coins often have sharper details and fewer noticeable marks

Whether you’re displaying your collection or giving a coin as a gift, these coins look impressive. The artistry of Lady Liberty and the eagle shines through—literally.

5. Diversify Without Overextending

One of the best parts about MS63 and MS64 Morgans is that you can buy multiple coins at a reasonable price. This lets you:

Build a diverse date-and-mint collection
Spread your investment across multiple high-grade assets
Accumulate silver and numismatic value at the same time

You don’t need to choose between quality and quantity—you can have both.

6. Easier to Resell Later

Not all coins are created equal when it comes to resale potential. With MS63 and MS64 Morgans, you benefit from:

Widespread recognition among dealers and collectors
High resale interest thanks to certification and grade
Transparent pricing based on well-documented market trends

When it comes time to sell, you’ll find that buyers actively seek out these grades—especially if they come from respected sources like SpringHillCoinShop.com.

7. A Foundation for Any Collection

Whether you’re just getting started or adding to an existing collection, MS63 and MS64 Morgans serve as an ideal foundation.

You can:

Start a date-and-mintmark set
Focus on a particular mint (Carson City, San Francisco, etc.)
Mix them into a broader portfolio that includes gold, bullion, or modern commemoratives

Once you’ve started with MS63s and MS64s, it’s easy to scale up your collection over time.

Why Buy From SpringHillCoinShop.com?

We’re not just another online coin dealer. As a part of Vermillion Enterprises, SpringHillCoinShop.com brings decades of hands-on experience in the coin business. We’re collectors too—and we only sell coins we’d proudly own ourselves.

Here’s what you can expect:

A curated selection of certified MS63 and MS64 Morgan Silver Dollars
Competitive pricing that reflects real-time market conditions
Secure shipping and customer-first service
Expert guidance to help you build your collection with confidence

A Smart Buy, Even if You’re Unsure

It’s okay to feel uncertain when entering the world of numismatics. But if you’re looking for a safe, reliable, and rewarding starting point, MS63 and MS64 Morgan Silver Dollars check all the boxes.

They’re affordable but prestigious
Certified and easy to verify
Historically rich and visually stunning
Easy to resell or pass on to the next generation

When in doubt, choose a coin that’s stood the test of time. And there are few coins more proven than the Morgan Silver Dollar—especially in MS63 and MS64 grades.

Ready to make your first move—or your next smart purchase?

👉 Browse our latest inventory at SpringHillCoinShop.com and upgrade your collection today.

MS64 Morgan Silver Dollar Random Year Common Date 1878 - 1904 NGC / PCGS Graded Coin

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